No login • No bank linking

What can I spend
today?

Enter your paycheck and bills — get one honest number.

Safe daily spend
Enter your details below to calculate
Bills
Spendable
Days left
Pay period
Available funds
Fixed bills — toggle to skip
Savings buffer
What-if explorer
Add bills with amounts to see the daily impact of skipping each one.

Spending log

Track daily spending vs your safe number.

Safe per day
$0.00
Spent today
$0.00
Period total
Remaining
Today vs daily limit
Add expense
History
📋
No expenses logged yet.
Add your first one above.

Share & save

Share your setup or save bill templates for future use.

Shareable link
Save template
Saved templates
📂
No saved templates yet.
Your data stays private. Everything is stored only in your browser's local storage. Nothing is sent to any server. Clearing browser data removes your saved settings.